Job Description

• Review insurance applications for compliance and adherence
• Assess clients' background information and financial status
• Liaise with specialists to gather information and opinions
• Weight loss exposures and determine underwriting alternatives
• Draw up a quotes for competitive insurance premiums
• Negotiate and define the specific terms of insurance policies with clients and insurance companies
• Keep detailed records of policies underwritten and decisions made
• Balance between mass and homogeneity of risks to achieve predictability of future results
• Develop and maintain a profitable book of business for the insurer
• Follow applicable insurance laws
Skills Required;
• Analytical Skills: Underwriters look at many factors and information to solve issues and problems.
• Decision Making Skills: Underwriters must decide the cost and benefits of whether or not to recommend insurance coverage.
• Attention to Detail: Every detail in an insurance policy can affect the decision to offer coverage. Missing one might cost the company money.
• Interpersonal Skills: Underwriters will talk with insurance agents on a daily basis. Good communication skills are needed.
• Technical Skills: Underwriters will work with complex software daily. Being comfortable with computers and using mathematics is required

Required Knowledge, Skills, and Abilities

• underwriter

Education + Experience

• Qualification: Bachelor's